Refreshed straight from the exchanges

The naira rate, from everywhere at once

Five exchanges checked at the same moment and lined up side by side, so you know which one is worth your time before you open a single app.

5 live · 0s ago

Cheapest to buy 1 USDT

₦1,370.26

on Luno, the lowest of 5 exchanges checked just now

Highest to sell ₦1,371.45 OKX

Spread ₦0.00 what a round trip costs

Against official +3.5% official ₦1,327

Every exchange, side by side

buy is what you pay · sell is what you receive

Bybit

P2P

Open

Buy ₦1,378.79

Sell ₦1,370.00

Top offers and limits

Buying

MRBRILLIANT ₦1,378.79 min ₦200,000 · max ₦200,000

Advab ₦1,378.79 min ₦200,000 · max ₦200,000

Walinteen ₦1,379.52 min ₦4,000,000 · max ₦94,644,291

Selling

NG-Lin56 ₦1,370.00 min ₦10,000 · max ₦39,000

𝕀𝔹ℕ.𝕄𝔸𝕃𝕀𝕂.𝔼𝕏ℂℍ𝔾 ₦1,370.00 min ₦4,500 · max ₦4,500

𝕋ℝ𝕌𝕊𝕋_𝕄𝔼ℝℂℍ𝔸ℕ𝕋 ₦1,369.98 min ₦4,500 · max ₦4,500

OKX

P2P

Open

Buy ₦1,372.50

Sell ₦1,371.45 highest

Top offers and limits

Buying

ITSYRM ₦1,372.50 min ₦1,300 · max ₦80,978

IBEXCHANGE ₦1,372.90 min ₦20,000 · max ₦70,169

RealDegree ₦1,372.96 min ₦30,000 · max ₦134,935

Selling

VESTPAY ₦1,371.45 min ₦20,000 · max ₦600,000

IBEXCHANGE ₦1,371.42 min ₦20,000 · max ₦400,000

LarryJoe ₦1,371.42 min ₦5,000 · max ₦200,000

Bitget

P2P

Open

Buy ₦1,371.00

Sell —

Top offers and limits

Buying

Akorede_Exchange213 ₦1,371.00 min ₦5,000 · max ₦1,368,000

BERRY__EXCHANGE ₦1,370.00 min ₦5,000 · max ₦680,000

MICHAEL O ₦1,368.85 min ₦50,000 · max ₦684,000

Coin2cash1 ₦1,367.06 min ₦300,000 · max ₦1,780,000

cxexquisite ₦1,367.00 min ₦5,000 · max ₦273,000

Jossynet~09 ₦1,366.98 min ₦100,000 · max ₦1,000,000

Quidax

Instant

Open

Buy ₦1,373.47

Sell ₦1,369.49

Luno

Instant

Open

Buy ₦1,370.26 cheapest

Sell ₦1,370.26

Work out an amount

Quick convertuses the best live rate on the board

USDT = Naira

Reading this page

The rate is never one number. A peer to peer board on one exchange can sit hundreds of naira away from another at the very same minute, and the instant exchanges sit somewhere else again. That gap is the entire reason this page exists.

Buy is what you pay in naira for one USDT and sell is what you receive for one. Buy is always the higher of the two, and the difference between the best of each is the spread above. If you bought and sold straight back today, that gap is what the trip would have cost you.

The figure against official is how far the street has moved from what the currency feeds publish. On a quiet week it barely shifts. When it jumps, it usually jumps before anything appears in the news.

Peer to peer offers carry a minimum and a maximum, both shown under top offers and limits wherever the exchange publishes them. An excellent rate with a minimum far above what you are changing is not an excellent rate for you, and that is the most common way somebody wastes twenty minutes here.

Frequently asked

short, direct answers

What is the USDT to Naira rate today?

The live board above updates from 5 exchanges at once. Right now the cheapest place to buy 1 USDT is ₦1,370.26 on Luno, and the highest price to sell 1 USDT is ₦1,371.45 on OKX.

Why is the rate different on every exchange?

Peer to peer boards are set by individual merchants, not by the exchange itself, so the same coin can sit hundreds of naira apart on two platforms at the exact same minute. Instant exchanges set one internal price and typically sit further from the peer to peer best price in exchange for a one-click trade.

What does buy and sell mean on this page?

Buy is what you pay in naira to receive 1 USDT. Sell is what you receive in naira for giving up 1 USDT. Buy is always the higher figure, and the gap between the two best prices is the spread, shown above the board.

How often do the rates update?

The board is refreshed automatically and the page pulls a fresh copy in the background every few minutes while it stays open, so the number on screen keeps pace with the market without needing a manual reload.

Is it safe to trade on peer to peer exchanges?

Trading through the exchange's own escrow, and only releasing coins once the naira has actually landed in your account, is the standard safeguard on every platform listed here. Checking a merchant's completed order count before a large trade is the other habit worth keeping.